Grade 3 · Social Studies · Lesson 28

Saving and Spending Wisely

Money is a tool — and like any tool, it works best when you use it wisely. Whether you have a small allowance or a big paycheck, the same rules of smart money management apply: know what you need, know what you want, make a plan, and always save some for later. The skill of managing money well is called financial literacy, and it is one of the most useful life skills you will ever learn.

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